Payday Loan Online
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Payday Loan Online
Welcome to PaydayClick.com. We are one of the fastest growing payday loan online services in the US. We provide an easy and simple way to get up to $1000 paid directly to your bank account. Our simple online application can be completed in just 60 seconds and we will compaire multiple loan providers to find you the best loan to suit you.
If you have bad credit that isn't a problem. We check through many lenders to find the be loan to fit your needs. Over 90% of applications are successful.
We can help you get the money you need before your next Payday. Whatever your circumstances, we will do our best to find a loan to suit you. Our advanced software searches multiple loan providers to find the best loan to suit you. Simply complete our easy 60 second application form today.
Get Your Payday Loan Online Today
Have you run out of money or had an un-expeded bill? Don't panic, we're here to help. We provide an easy way to get the money you need until your next payday. Simply apply for a short term loan with us and you could have the money you need transferred directly to your bank account.
With our service, we'll find a payday loan that best suits you. Our simple application takes 60 seconds to complete and we'll find the best loan to fit your personal circumstances and specific requirements.
If you are on a tight budget an unexpected bill can be real worry. Now you can stop worrying and get a the money you need today.
A payday loan online should not be viewed as a long term financial solution. Our payday loans are designed to help people through short term difficulties until their next payday. If you are experiencing long term financial problems, an instant payday loan would not be appropriate.
Uses for Payday Loans
Payday loans online are normally used in times of short term financial difficulties however people use them for a variety of reasons. Many use their payday loan for home improvements, gifts, bills, car repairs, holidays, hotel costs, clothing, food and many other reasons. Don't forget that you can have a payday loan for any reason.
Do I Qualify?
You need to be a US resident and at least 18 years of age. You need to be employed (part time and self employment is fine) and you need to have a bank account to receive your loan. If you meet these requirements you could have up to $1000 transferred to your bank account.
Apply Now
So what are you waiting for? Complete our easy 60 second online application and get the money you need today!
We can deposit up to $1000 into your directly into your bank account!
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How it works
PaydayClick.com provides you with a quick and simple way to borrow money. You can borrow up to $1000 paid directly to your bank account to be repaid in 30 days.
Getting your online payday loan is simple. Just complete our 60 second application form and if you're approved, the money will arrive in your directly in your bank account.
You can borrow money for any reason, many people use their loan for home improvements, unexpected bills, gifts, holidays, travel costs etc.
Please only apply for a payday loan if you are a US resident aged 18 or over and you are employed in some way (part time and self employment is fine).
Apply now and get up to $1000 paid directly to your bank account.
Reasons to get a Online Payday Loan with us
- Borrow between $100 - $1000
- Fast cash transfers
- Fast loan approvals
- No hidden costs or charges
- 100% online application
- Easy 60 second application
- All applications considered
- Borrow for any reason
What is a online payday loan?
A payday loan is quite simple. We allow you to borrow up to $1000 until your next payday. We have a simple online application that only takes a minute to complete and we could transfer up to $1000 directly to your bank account. Request a Loan now!
PaydayClick.com (US) is an online website offering the perfect solution to those who require a loan which is speedy, convenient and simple. Payday loans online are ideal for those times when an unforeseen financial emergency happens and you don't have the cash to cover it. Despite our best intentions to save our money and spend more carefully, in the current economic climate that is not always possible for all of us, Payday Loans USA is there for when those difficult times happen.
We are faster and often cheaper than applying for a bank loan and unlike banks, we do not have all the red tape and strict criteria for applicants to qualify. Bank loans are generally hard to get and the process is time consuming and inconvenient when you need an instant cash injection. Banks have a very strict criteria for customers to meet, their decision can take days, their paperwork is endless and it could be days even weeks before you see the funds in your account.
What do I need to get a payday loan?
Our lenders require that you are employed in some way, part time employment is fine. You will also need to be a US resident and have a bank account to receive your loan.
Regardless of what your situation is, employed, unemployed, bad credit history or why you need the funds, we are here to provide you with a stress free 1 hour emergency payday loan solution. We are a trusted, responsible who can give you the peace of mind you need to know that your finances are under control and taken care of. We know what a worry it can be when you feel like you have nowhere left to turn, we can give you that extra security that you're looking for.
The philosophy of most payday lenders is that everyone deserves the same options when it comes to applying for credit. They believe that credit is not something that should only be available to those with high incomes, mortgages and perfect credit histories. We should have equality when it comes to the ability to be able to get a loan and payday loan companies have created an easy to use service that can benefit all kinds of people from all different walks of life. As long as you are over the age of 18 and you have a US bank account, then there is no reason why you should not be approved for a payday loan.
Our online application form for a no obligation quote is easy and simple and should take only minutes to complete! Once we have all the details, we will then work on your payday loan request straight away to ensure your loan is approved from our nationwide lender network. Once your approval has been processed, the cash will then be in your account the same day, often within an hour, so that you have quick and easy access to the funds instantly. There are no questions asked that you need to worry about and all the information you give is totally private and confidential and will not be used for any other purposes than to gain your loan approval.
Can I get a payday loan online with a poor credit rating?
In most cases we can help our applicants find a loan to fit their circumstances. The lenders we use are looking for people who are in work and can afford to repay the loan in a short period of time. Because of this your credit rating will be less important than you ability to repay.
Can I use the loan for any purpose?
Yes, the loan is yours and you can spend it as you wish.
How much will the loan cost?
The cost of a loan will depend on how much you borrow and how long you have the loan for. Also as we work with a number of different lenders, the interest rate you receive will vary. Typically if you were to borrow $200 for 30 days, the total amount repayable would be $250.
Can I get a loan if I'm self employed?
Yes, as long as you are able to show you are currently earning and have been paying money into your bank on a regular basis.
Can I extend my loan for a longer period?
Yes, in most cases our lenders will allow you to carry over your loan for an extended period if you need to. However you should only do this if you absolutely have to as it can prove to be very expensive.
What Your Loan Will Cost
The interest charge of your loan will vary depending on the lender, the amount you borrow and the length of time you borrow it for. Generally however the cost of your loan will be $25 per $100 that you borrow.
The table below should give you a guide on what charges to expect.
The interest charge of your loan will vary depending on the lender, the amount you borrow and the length of time you borrow it for. Generally however the cost of your loan will be $25 per $100 that you borrow.
The table below should give you a guide on what charges to expect.
Loan Total / Repayment Total
$100 / $125
$200 / $250
$300 / $375
$400 / $500
$500 / $625
$600 / $750
$700 / $875
$800 / $1000
$900 / $1125
$1000 / $1250
Responsible Lending
At PaydayClick.com, we are committed to responsible lending. With payday loans gaining more and more popularity, we believe it's important to ensure our customers are aware of payday loans will cost.
One hour payday loans are designed to be short term loans. They should not be viewed as a long term financial solution. Having a payday loan for a long period of time can prove to be expensive.
If you feel there's a possibility that you will not be able to pay back your loan in a 30 day period, you may be better off considering a different loan solution. It is possible to roll over a loan should you be unable to pay in 30 day however it can be expensive.
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Disclaimer
Short-term loans are emergency credit products of relatively small amounts designed for short-term financial issues only and can become an expensive product if used for long-term purposes.
The owner and operator of PaydayClick.com is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designedonly for amatching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. All the data concerning short-term loan products and the industry is presentedon the website for information purposes only. PaydayClick.com does not endorse any particular lender, nor does it represent or is responsible for the actions or inactions of the lenders. PaydayClick.com does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Short-term loans are not available in all the states. Not all the lenders in the network can provide the loans up to $1,000. PaydayClick.com cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be matched with a lender, or if matched, will receive a short-term loan offer on the terms requested in the online form. The lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scopes of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents. The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually.
APR Representative
APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since PaydayClick.com is not a lender and has no information regarding the terms and other details of short-term loan products offered by lenders individually, PaydayClick.com cannot provide the exact APR charged for any loan product offered by the lenders. The APRs greatly vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant.
Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by the lenders. These financial and non-financial actions have nothing to do with PaydayClick.com and PaydayClick.com has no information regaining whatsoever actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disclosed in any particular loan agreement in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a short-term product.
Late Payment Implications
It is highly recommended to contact the lender if late payment is expected or considered possible. In this case, late payment fees and charges may be implied. Federal and state regulations are determined for the cases of late payment and may vary from case to case. All the details concerning the procedures and costs associated with late payment are disclosed in loan agreement and should be reviewed prior to signing any related document.
Non-payment Implications
Financial and non-financial penalties may be implied in cases of non-payment or missed payment. Fees and other financial charges for late payment are to be disclosed in loan agreement. Additional actions related to non-payment, such as renewals, may be implied upon given consent. The terms of renewal are to be disclosed in each loan agreement individually. Additional charges and fees associated with renewal may be applied.
Debt collection practices and other related procedures may be performed. All the actions related to these practices are adjusted to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experience. The majority of lenders do not refer to outside collection agencies and attempt to collect the debt via in-house means.
Non-payment and late payment may have negative impact on the borrowers’ credit standing and downgrade their credit scores, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain in credit reports for the determined amount of time.